< Previouswww.mckay.ieTENDER SALEOn the Instructions of the LiquidatorMr Anthony J. Fitzpatrick Esq. Fitzpatrick OʼDwyerMAGNETTI FOODS LTD(In Voluntary Liquidation)Clarinbridge Business Park, Clarinbridge, Co. Galway, Ireland DominioniA 250 Pasta Laminator CapitaniTS 250 Pasta Calibrator & Cutter Pama RomaRC/4-P Capalletti / Tortellini / Angolotti Making Machine with PN03 & PS03 Moulds Stainless Steel Framed Spreading Conveyor Pama RomaCN200 Canneloni Machine, with Filler Belt, Cutter, Base Cooker Etc. Pama RomaPS/600-G Gas / Electric Conveyorised Pasteurising Tunnel CastiglioniTB100R Seven Deck Heated Shaker Dryer with Feed Elevator DominioniRS 160 Ravioli Machine with 4 Stamps Fabricated Band Drier for Continuous Sheet with Over Cooling Fans. LainoxRCM C20T Wheel In Blast Chiller TMECV500 FQ / London Pack BPV /3 Automatic Dual Weigh Head Form Fill & Seal Packaging Machine with Gas Flushing Pak AutomationFortress Phantom In Line Metal Detector Atlas CopcoNG7 99.9% Nitrogen Generator Atlas CopcoGX4 FF Receiver Mounted Air Compressor with Condenser Atlas CopcoLV511 CE 500 Ltr. Galvanised Vertical Receiver Witt GassetechmkKM 100-2M N2 / CO2 Volumetric Gas Mixer KromoKP302E Automatic Stainless Steel Pot Washer / Sterilizer 2 x Outdoor Frozen/Chilled Storage Containers with Thermo KingUP-A Refrigeration Units c. 6M MercedesSprinter Freezer Spec MWB Van with Thermo KingV-300 Max 24 V Unit Other Lots, see our full catalogueTENDER CLOSING:By 12 Noon, Friday 5 September 2014Viewing: Thursday 4 September 2014, 9.00 – 16.00& Morning of Sale, 9.00 – 12 NoonMcKay, 4 Blackbourne Square, Rathfarnham Gate, Dublin 14, Irelandt. 003531 490 3130f. 003531 490 3512 e.info@mckay.ieView Photos & Download Full Catalogue from Our Website10:Layout 1 22/8/14 10:00 Page 1Charpak’s Packaging Surgery isopenFollowing thesuccess of lastyear’sPackagingSurgery,Charpak hasannounced theyare to run theSurgery again atthis year’seasyFairsPackagingInnovations inLondon.Charpak have had much success since last year’s show. Ichiban UK,who supply Tesco with all of their Sushi have worked with Charpak creatinga step change in the packaging. The collaboration with Ichiban has beenjust one of the major projects Charpak have taken on since last year’seasyFairs Packaging Innovations.Charpak invite you to come and see what they can do for your sales onStand D8 at the event, held at Business Design Centre in London on 30thSeptember and 1st October.Axium’s welders have their fingerson the pulseThin wall, light weight, precisionengineered components requirespecialist skills and Axium’s welderfabricators have developed theirexpertise over a number of years. Withthe aid of the company’s latest micropulse welding equipment, AxiumProcess can now provide customerswith a bespoke service for sheet metaland tube fabrications below 0.7mm wallthickness.Its Procedures and Welders areNotified Body approved to ASME IX/BEEN287 and certified to CAA BCAR A8-10. Combined with the company’s stringent processes, procedures fortesting, inspection and validation, enables Axium to fully meet almost anyrequirement. Its traceability dossiers typically include weld maps and logs,full materials traceability and testing certification such as radiography, dyepenetrant, ferroxyl and surface finishing. A comprehensive range of stainless steel surface finishes are availableand Axium specialises in the finish required by the pharmaceutical industrywhich is typically welds removed both internally and externally and polishedto <0.4µm Ra.Bottle heaven since 1937 Measom Freer are continually adding totheir ranges, often in response to customerrequests, resulting in a constantly evolvingportfolio of products from jars and spatulas toboxes and fasteners.With cost-effective prices and a minimumorder of just a single box, they also offer ascreen printing service available in all colourson their products. With next working daydelivery you can rely on them to find yourperfect product and quickly.Measom Freer manufacture and stock 28 different bottle ranges in all shapes. They have 22different sizes within those ranges from 2.5ml to 1l and neck sizes from 15mm to 31mm. Allbottles are manufactured in food grade plastic with a range of finishes available depending on thetype of plastic used to give a clear, opaque or coloured look.Caps are also available, from general screw, disc and flip caps to more precise application fromnozzle, dropper, luer caps and spray pumps. Food & Drink International 11www.fdiforum.netWaitrose partnership is awinnerWaitrose has worked with Seymour ManufacturingInternational to develop and refine a new innovationwhich provides food stores with an instant chilledspace, wherever and whenever they need it.Cold-Korner is the brainchild of SeymourManufacturing International, which manufacturers andsupplies thermal insulation systems using itscelebrated lightweight energy-saving material,Tempro. Waitrose funded the development and placedCold-Korner units in two of its London stores, allowingSMI to test the product in real-life situations. Now,after a year of trials, SMI says it is hoping to roll outthe product to a host of other retailers.Cold-Korner is an easy-to-install flexible enclosurewhich can turn an area of a store room into an instantchill space, only when needed. It can create a 2°Ctemperature in under fifteen minutes from a 13 ampevaporator with fast draw down, and takes on averagejust four hours to install.Electronic Temperature Instruments Ltdintroduces combined pH meter andthermometerThe new 8100 Plus pH meter kit is supplied with everything youneed to perform quick spot checks of pH and temperatureanywhere, at any time. The 8100 Plus pH kit is specificallydesigned for maximum portability and includes a pH electrode andtemperature probe for the measurement of moist or soft food oringredients. With the 8100 Plus pH meter you can test the pH food directly,but for a higher degree of accuracy, or for hard food oringredients where the electrode may be damaged, preparationof a diluted sample is recommended.This 8100 Plus pH meter incorporates a clearcustom LCD that shows the pH value from -2 to16 pH with a 0.01 resolution, and displays thetemperature over the range -39.9 to 149.9°C. Witha menu-driven custom microprocessor, the user ishelped with clear prompts during operation and calibration.11:Layout 1 22/8/14 12:56 Page 1Ishida weigher handles seventy productsWith short production runs and a hugeproduct range, a division of Switzerland’ssecond largest retailer has chosen a singleIshida multihead weigher to handle seventyvery different products.Coop’s Sunray division produces 55 millionunits of diverse packaging each year. As partof the upgrading of its bag-packing facility,and with the help of local Ishida agent ItechAG, the company has selected a 14-headCCW-RS weigher with plastic hoppers.Filling mainly flow-wrap or Stabilo-type packs with target weights ranging from 8g to 500g,the new weigher handles products such as hazelnuts, almonds and pulses. For more difficultapplications – including grains and sticky items - sets of parts have been provided that can be rapidly substituted. When small-grained, free-flowing products such as quinoa are being packed, an enclosed dispersion table with apertures leading to the radial feedertroughs is used. Sticky products such as apricots and dates use a dispersion table surfaced with Ishida’s C4 ‘easy-motion’ material.In-house label resealcapabilities introduced atFFPIn response to the rapid growth in the reseal labelmarket, FFP Packaging Solutions have, in partnershipwith MacFarlane Labels, installed Reseal-It die-cuttingand label application equipment in their slittingdepartment to manufacture tamper evident, reseallidding film that is supplied on the reel, ready to runwith no need for line modification. FFP have manufactured lidding film under theEsterpeel brand for more than thirty years. EsterpeelWith Reseal-It is a printed lidding film that features thewell-proven, tamper-evident, reliable reseal systemdeveloped by label specialists MacFarlane.Key to the success of the system is that it is suppliedon the reel, ready to run with no line modificationnecessary, allowing manufacturers to introduce thishigh added-value feature to a wide range of products,from snacks to confectionery to prepared meats. Wine Innovations ready to setIntrepid Fox loose Intrepid Fox, the pre-packaged,single-serve ‘wine in a glass’, isbeing re-launched for the eventsand convenience retail sectorsafter coming under newownership. The brand will beseeking to expand on existingsuccesses in the events industry,travel catering and convenienceretail markets.Ball Capital Investment hassuccessfully completed thetakeover of Wine Innovations afterinitially being an ‘angel investor’in the company. Wine Innovationswill be capitalising on the IntrepidFox’s proven benefits, in terms of ease and speed of service, that make theproduct ideal for the events catering market.The fully recyclable, PET plastic ‘tulip’ glass is sealed with a peelable foillid, and can be stored for up to one year. The design of the glass, whichclosely resembles a regular wine glass, has greater aesthetic appeal thantraditional plastic cups, while satisfying the safety requirements of publicevents where glass containers are not permitted.12 Food & Drink Internationalwww.fdiforum.netOptimum performance from Weber SlicingLinesFor many years now Weber hasbeen constantly pushing theboundaries of development in theperformance of slicing lines. This hasbeen in terms of capacity, with slicersgetting bigger and faster, and also inthe technology associated withscanning and weighing systems toprovide optimum control and accuracy.This is being achieved through theuse of proactive scanning technology,which has advanced significantly in the last few years, in combination with the Weber Variogripper system. Bacon is obviously a major consideration in the UK, a natural product that varies considerablyfrom animal to animal. Interfood, the sole distributor for Weber in the UK and Ireland, is nowable to offer systems to slice up to three backs or streaks simultaneously, with fully independentand proactive control of the slicing characteristics of each primal. Proseal reliability and servicedelivers peace of mindProseal’sextensive range oftray sealers ismeeting a variety ofpacking solutionsfor Bryans Salads.The company isusing the portablesemi-automaticProseal GTR forshorter run productsand a fully automaticGT0 for specialistproducts such as Garlic and Cream Cheese Stuffed Mushrooms packedinto foil trays. As part of a £1 million expansion of its packing area, BryansSalads has installed a state-of-the-art Proseal GT2, which has the flexibilityto handle a range of products packed into both plastic salad bowls and foiltrays at speeds of up to 40 and 55 packs per minute respectively.The GT2 operates in conjunction with a Proseal OC linear conveyor aspart of a complete packing line also featuring two multihead weighers.Jon Bragg, Bryans’ Commercial and Technical Director, says, “We notonly get excellent performance out of our Proseal machines, but the levelof service and support is second to none.”12:Layout 1 22/8/14 12:57 Page 1Food & Drink International 13www.fdiforum.netDon’t forgetyou can now readFood & Drink International Digital Editionsnow available on iPad & iPhonewww.fdiforum.netIdeal for those who spendtime away fromthe officeonthego!New bottle is perfectfit for fridgeAspall has refreshed the look of its bottledciders using a lightweight bottle produced byBeatson Clark.Aspall ciders are usually sold in a uniquebottle, but the cider maker wanted a shorterbottle for the on trade as the bespoke design istoo tall for most pub and bar fridges.Aspall has given its range of bottled ciders anew look and six products are now on sale inpubs or bars in Beatson Clark’s standard 500mlamber lightweight Vichy bottle which has acrown neck finish.Polly Robinson, marketing consultant atAspall says: “In many pubs the bottle is kept onits side, which means that our products don’tcatch the eye of customers from the other sideof the bar. The new bottles are going downreally well.“We have worked with Aspall on variousprojects since 2010 and we’re very pleased tohave helped them to come up with a stylishsolution when it came to repackaging theirciders for the on trade.”New look to Borde’srange of fruits insyrupSpecialist wild mushroom and forestfruits in syrup processor Borde, based inSaugues, Haute Loire, France, is updatingits range of red fruits with new multilayerpackaging from RPC Containers Corby.All eight varieties - raspberries,blueberries, blackcurrants, blackberries,cranberries, redcurrants, red fruits andcherries – are being packed in RPC’s onelitre Classic jars with new labels that makethe fruit the focal point.The attractive and practical jars feature aPP/EVOH/PP construction to provideeffective product protection against oxygen ingress and give an ambientshelf life of up to 18 months while at the same time conserving the taste,aroma and qualities of the fruit. The packaging preserves all theorganoleptic qualities of the products and can reproduce the flavours of thefruit.The contact clear surface helps to maximise the on-shelf appeal of thecarefully-selected colourful fruits. To advertise yourservices on the newspages contact us on01472 31030213:Layout 1 22/8/14 10:01 Page 114 Food & Drink Internationalwww.fdiforum.netIMPORT & EXPORTHome fortunesMore than making up for its size in termsof business, it can never be said that the UKhas a small appetite when it comes todiscovering new tastes or indeed shoutingabout its own produce to the world. It’s not just food and drink in its purestform that the UK is exporting. Infoodservice, one of the UK’s mostinteresting success stories has been the riseof craft beer brewing and in particular,Scotland’s largest independent brewery,BrewDog.To illustrate this, the company has openedseveral bars this year, including BrewDogFlorence in June, its first craft beer bar inItaly and nineteenth worldwide. The newbar was BrewDog’s fourth international barlaunch of 2014, following openings in SãoPaulo, Tokyo and Gothenburg. The breweryplans to open bars in Rome and Bolognalater this year.In the last five years, BrewDog hasexperienced an average of 285% annualgrowth, making it the fastest growing foodand drinks company in the UK over the pastthree years.BrewDog’s bar division has played a bigpart in that exceptional growth, with thebrewery opening nineteen bars in four years.Last week, the brewery opened its fourth barin its native Scotland, with the launch ofBrewDog Dundee.BrewDog co-founder James Watt says;“Italy is currently through a craft beerrenaissance. Although generally more famedfor its winemaking than its brewing, thereare now over 500 microbreweries in thecountry. We have seen a huge surge indemand for our beers from Italian drinkersvia our online store, so we felt it was onlyright to shorten the distance between Italiancraft beer fans and the beer they so crave byopening a bar there. What better city thanthe birthplace of the Italian renaissanceitself- Florence.”Sanction impactRecent sanctions by Russia which haveseen the country ban fresh food importsfrom the EU is set to impact a good numberof producers, but experts are alreadypredicting that the UK will hardly beaffected. Accounting for around just 0.2% ofthe UK’s food exports, it seems like noimpact will really be felt. For example, it hasbeen mooted that the British findingindustry isn’t likely to see any changes infortunes at all as much of its catch is used bythe domestic market. However the story inScotland looks much different, as themackerel industry north of the border looksset to lose around £16 million in exports.This is why a fund of around £100 millionHome fortunesThe UK offers somewhat of a revolving door of food and drink imports and exports. With plentyof products to show to the world as well as an appetite for new tastes, it’s no wonder its oftenseen as one of the most important markets in the world.14-16:Layout 1 22/8/14 10:14 Page 1Food & Drink International 15www.fdiforum.netIMPORT & EXPORThas been set up by the EuropeanCommission which will cover the entire 12month period the sanction exists forpurchasing products from farmers in caseswhere the market looks volatile. Theproducts covered are tomatoes, carrots,white cabbage, peppers, cauliflowers,cucumbers, gherkins, mushrooms, apples,pear, red fruits, table grapes and kiwi fruit. Something fishyOne area in which the UK excels is in theseafood arena being blessed with fish-richwaters and a fishing heritage that ensurescontinued success, The Humber SeafoodSummit, now in its fifth year, will be held on17th and 18th September at The HumberRoyal Hotel in Grimsby and brings togethera panel of respected industry and NationalGovernment speakers and delegates fromacross Europe. This event is organised andco-ordinated by Seafish in association withorganisations in the Humber SeafoodGroup. The main theme of ‘Feeding the Nation:Supply and Efficiency’ brings togetherdiscussions on retail and foodservice trends,aquaculture developments, UK seafood tradeand the opportunities and challenges forseafood in a constrained world.The keynote speech is being delivered byMike Berthet of M & J Seafoods and isentitled ‘The Foodservice Perspective’.Other speeches over the event deal withhow to deliver messages to the media,ingredients and certification in specialistareas.This event follows the news that UK foodmanufacturers The Saucy Fish Co. haverecently expanded into the Americanmarket. The move to the US market follows theinternational listing in Norway in February2013 and demonstrates the brand’s globalambitions. The Saucy Fish Co. is now soldin 390 Giant Carlisle and Giant Landoverstores, which are based in eight statesthroughout the North East. The two sisterGiant retailers are leading supermarketbrands across the mid-Atlantic and are botha subsidiary of Ahold, the Dutchinternational retailer, who moved into theUnited States in the seventies. The initial product line up includes threefish and sauce products, two of the brand’sinnovative Foil Bake Bag products and twofrom the new range of Ready to EnjoySalmon. The selection of seven productsheading Stateside includes two new productsdesigned specifically for the US marketwhich reflect the nation’s palate. BewDog are one of the mostexciting UK exports, havingopened a string of its ownspecialised craft beer barsacross the worldSimon Smith of The SaucyFish company, which isseeing some of itsproducts being sold inchains of Americansupermarkets16 14-16:Layout 1 22/8/14 10:14 Page 216 Food & Drink Internationalwww.fdiforum.netIMPORT & EXPORTThe new products include salmon with a sweet soy and chili dressing andTilapia with a Thai sauce foil bake bag. Other products include the best-selling salmon with chili, lime and ginger, Tilapia with mango & chilidressing, Foil Bake Bag salmon with sweet chili dressing, Ready toEnjoy steamed salmon with lime and cilantro dressing and Ready toEnjoy Roasted sweet chili salmon with tomato & chili chutney. It is events like this which underline the fact the UKunderstands that its strengths are within speciality sectorswhere consumers from developing markets or marketsthat are rapidly changing. Focus these days seems to beon the more unusual or heritage foodstuffs that newmarkets in countries with new, aspirational middleclasses are interested in. The history behind a lotof UK products sells well, but it’s also theamount of innovation that interests thesemarkets - not only in terms of taste andversatility, but also in packaging andconvenience. Changing cultural norms are alsofeeding change in neighbouringcountries too. For example, theFrench are reportedly eschewingtheir traditional drop of wine dueto health concerns, opting insteadfor soft and health drinks, somethingwhich the UK has made strides within inrecent years. It’s an exciting new plain tobe on, and the landscape is certainlychanging. It’s those who dare whoare likely to succeed. Innovation, packagingand new tastes aredriving UK exportsPHOTO: SHUTTERSTOCK.COM/MARIYANA MPHOTO: SHUTTERSTOCK.COM/HOLBOX14-16:Layout 1 22/8/14 10:14 Page 3Food & Drink International 17www.fdiforum.netINVESTMENT AND INSURANCE18 Invest in innovationCompanies in the food and drink sector have no shortage of ideas – but how can they ensure they havethe cash to turn these into a reality?When it comes to production, it’s oftenthe case that manufacturers will have tooutlay some short-term expense in thesearch for long-term gain. The challenge isto ensure that when a commitment ismade to purchasing and installingequipment, it doesn’t then become a whiteelephant. Machinery specialists can makeall the difference, though, ensuringcompanies can extensively test and reviewtheir options.Innovative companies can certainlybenefit from funding and investmentoptions. We hear much about how manycompanies can sometimes struggle toobtain funding from banks who, despitemuch encouragement from governments,are still appearing reluctant to provide therequired capital. There are other options,however, and funding schemes can providevaluable grants and loans for companiesthat wish to invest in new and innovativeproduction methods.The agricultural sector has its ownparticular challenges – it is dominated bynumerous small family-run businesses thatoften require assistance in order to meetincreasingly tough consumer demands.With this in mind, the UK’s TechnologyStrategy Board has announced they are toinvest up to £2.3 million to establishKnowledge Transfer Partnerships toimprove the competitiveness, resilienceand responsiveness of the agri-food supplychain. The agri-food KTP is now open forapplications and will accept them on arolling basis until February 2015.Angela Coleshill, Director ofCompetitiveness at the Food and DrinkFederation, says, “This presents anWhite’s Bakery have been ableto grow to a turnover of £2.6million and a number ofcontracts with major retailersand wholesalers thanks toinvestment from EnterprisingBarnsley17-19:Layout 1 22/8/14 14:03 Page 118 Food & Drink Internationalwww.fdiforum.netINVESTMENT AND INSURANCEexciting opportunity for food and drinkbusinesses. Building on efforts to grow foodengineering capability in the UK throughthe MEng food engineering degree and thedevelopment of a Centre of Excellence inFood Engineering, this investment presentsyet another opportunity to drive innovationin our sector. I encourage all ambitious foodand drink companies to come forward andpropose new, innovative ways of working.”There are other examples elsewhere inthe agri-food sector of investment anddevelopment opportunities, across Europe.One example is the new Rabo Farm EuropeFund II, a closed-end fund that will investin real farm assets and improvements ofthese assets as well as agriculturalproduction in a sustainable way, with afocus on investing in Central and EasternEuropean countries. The aim is to raise€315 million and Rabo Farm is looking toattract like-minded long-term investors whoare able to invest €50 million or more inthis institutional fund.Jaap Gillis, CEO of BouwfondsInvestment Management, Rabo Farm’sparent company, says, “Our success atmanaging farm investments lies in thecombination of owning farms andimproving productivity with well thought-out farm management plans. These plansare designed in close cooperation with ourleaseholders. With the improvements weare able to increase production in asustainable way; more output with lessinput is what we like to see on our farms.”On a local level, there are alsoopportunities to attract funding from bodieseager to promote regeneration in theirareas. The European Regional DevelopmentFund, in particular, has invested in a hostof schemes across the continent that canprovide loans and grants. White’s Bakery,for example, have been able to grow to aturnover of £2.6 million and a number ofcontracts with major retailers andwholesalers thanks to funding and supportfrom its local Enterprising Barnsleycampaign.There are many examples of successfulcompanies who have taken the opportunityto review their current operations and lookfor further ways to finance their investment.Earlier this year, for example, FletchersGroup of Bakeries completed a £22 millionrefinancing package and renewal of itsbanking facilities with the intention ofDoehler Group have used a jointventure with the food andbeverage division of Afriplex toallow the ingredients specialists toexpand into South Africa17-19:Layout 1 22/8/14 14:03 Page 2Food & Drink International 19www.fdiforum.netINVESTMENT AND INSURANCEcultivating long term business growth.The group partnered with ABN AMRO,which is providing the £22 million bankingfacility for the next five years, representinga £4.5 million increase in availability againstits previous banking provision. With stronginvestment strategies and targeted newproduct development in conjunction withmajor retail and foodservice customers,Fletchers Group is aiming to use the facilityto maintain its growth and plantdevelopment across its Sheffield,Manchester and London sites.There are often tough challenges insituations such as this and Group FinanceDirector Paul Devlin points out, “Over thelast two years, Fletchers has invested morethan £14 million in existing facilities andcreating new capacity. We have also had tomake some hard decisions to rationalisenon-profitable parts of the business andfacing these difficult challenges hasstrengthened the company substantially.”Indeed, the closure of a loss makingfacility in Yorkshire has been the biggestchange for the company, but they have alsoinvested £7 million in a new productionfacility at their Sheffield operations, and a£4 million expansion of their foodmanufacturing facilities at Grain D’Or inLondon to increase production capacity by40%. A further £1 million investment in abrand new cold-store facility inManchester, meanwhile, has doubledcapacity and enhanced environmental andtechnical efficiencies at its dedicated KaraFoodservice business unit. The investmentseems to have paid off with a number ofnew contracts won in the past financialyear across the retail and foodservicesectors.Companies that are willing to invest innew markets and opportunities should beable to see obvious results. Moving into newterritories is often a challenge but there areways to lessen the risk via joint ventures,such as that between Doehler Group andthe food and beverage division of Afriplexto allow the ingredients specialists toexpand into South Africa. Danie Nel,Managing Director of Afriplex, says, “In thenext few years we will enlarge the newDoehler South Africa site. Besides theinvestment in state-of-the-art technologieslike solvent extraction and fractionation wewill further invest in our R&D capabilitiesto offer best-in-class solutions for ourcustomers.”There are plenty of examples ofcompanies benefiting from investment, butthere are obviously risks attachedthroughout the food and drink industry. Byusing trusted suppliers the potential formachinery to malfunction due to poorconstruction and installation is vastlyreduced, but it’s certainly worthmanufacturers and distributors alikeensuring they have peace of mind witheffective insurance. While most companiespurchase the traditional insurance linessuch as property and liability covers, thereappears to be a growing interest in productrecall and contamination cover. Stipulationsrequiring this insurance have certainlybecome more common in contracts betweenretailers, suppliers and manufacturers.Indeed, as Jon Miller, Associate at JLT’sFood & Agri Practice, points out,“Manufacturers need to consider purchasingsuch cover not just for the first party recallexpenses, but also for retailer/third partycharges as well as pre and post loss advice,which addresses key issues such asreputation management through specialistcrisis consultants that are written in to mostpolicies.”For many companies in the food anddrink sector it’s not a shortage of ideas andenthusiasm that can have an impact ontheir success, but a shortage of availablefunding. Specialists in this sector can helpidentify the opportunities to ensurebusinesses can invest in innovation.Fletchers Group of Bakeries have completed a £22 million refinancingpackage with the intention of cultivating long term business growth17-19:Layout 1 22/8/14 14:04 Page 3Next >